The Industry Leader in Personal Finance Curriculum

Less than half of high school seniors qualify as financially literate, and more than 7 million borrowers are in default on student loans for college. Students are facing tremendous financial challenges without the basic knowledge needed to thrive in today's economy.

Foundations in Personal Finance: High School Edition will change the financial future of your students and set them on a path to win with money, allowing you to change the way your students look at money forever. They will be empowered, equipped and entertained while building confidence in their own financial decision-making.


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I love this curriculum. The program catches and holds the attention of our young people through real-life connections. Our students love the fact that the information is relevant to their lives, and they may apply the concepts immediately. An added bonus for us was the feedback we received from parents—their children were continuing financial discussions at home and shared what they were learning.
— Carrie D., Teacher
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Parents are ecstatic that their sons and daughters are receiving this financial education before heading to college. It's something that most of them never got to experience.
— Erich L., Teacher
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Every parent who comments about the course materials is extremely positive and states, 'I wish I had been taught this information when I was in school.' We've been able to have great discussions on students, education, and financial matters because of the Dave Ramsey materials.
— James G., Teacher

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Comprehensive, turnkey curriculum. We've done the planning for you!

  • Foundations in Personal Finance is a complete, turnkey curriculum designed to fully equip you with everything you need for a dynamic classroom experience. We've included complete lesson plans, teaching delivered via video by Dave Ramsey and his team of experts, blended learning, and a TestGen® computerized test bank. In addition, more than one hundred activities are included which focus on providing 21st century personal finance knowledge and skills in a student-centered, competency-based approach to learning.
  • Leading the Pack in Personal Finance
    One in three high schools across the country have used Dave Ramsey's Foundations in Personal Finance curriculum to teach students how to avoid debt, budget with intention, invest, and build wealth so they can give like no one else. With Dave as the expert, our curriculum equips you with comprehensive resources so you can focus on facilitating students' learning and bringing this engaging curriculum to life.

Meet the Experts

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    Dave Ramsey

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    Rachel Cruze

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    Chris Hogan

Implement the curriculum in the way that best fits your classroom

Three Distinct Ways

Choose from the traditional print text and DVD instruction materials, the online streaming or eText choices, or the NEW digital platform called Foundations Digital which offers innovative flexibility for your classroom.

  • Traditional


    Print Student Text, DVD Video Delivery
  • Electronic Options

    Electronic Options

    Student eText, On-Demand Video
  • Digital


    Experience innovative flexibility with anywhere, anytime access

Practical Application with Life-Changing Impact

Take an inside look at what makes Foundations in Personal Finance the premiere curriculum and why it's so effective in changing the lives of students across the country.

Standards & Benchmarks

The Foundations in Personal Finance curriculum meets all national and state standards and benchmarks for personal finance.

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Our Curriculum Advisors are passionate about serving teachers and schools with questions and needs related to the Foundations curriculum.

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